Welcome To RCL Group
Indira Nagar, Lucknow Uttar Pradesh

RCL FINANCIAL Ltd

NBFC Services & Large-Scale Project Funding

Corporate Overview

Founded in 2025, RCL Financial Ltd is a professionally managed Non-Banking Financial Company (NBFC) holding an RBI A-Grade License, committed to delivering transparent, reliable, and customer-centric financial solutions.

With a strong focus on ethical lending, risk-managed operations, and technology-driven processes, RCL Financial has quickly positioned itself as an emerging leader in the secured-loan segment.

Vision

To be a leading enterprise solutions provider known for reliability, innovation, and customer excellence across domestic and global markets.

Mission

  • Deliver high-quality products and services with consistent performance
  • Build long-term relationships through trust and transparency
  • Drive innovation through technology and process excellence
  • Empower businesses with sustainable and scalable solutions
  • Maintain strong corporate governance and ethical standards

Regulatory Compliance & Certification

Operating under strict RBI guidelines with highest compliance standards

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RBI A-Grade License

Registered NBFC with Reserve Bank of India certification

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Fair Practices Code

Fully compliant with RBI's Fair Practices Code

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KYC & AML Systems

Transparent KYC, AML, and credit underwriting systems

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Risk Management

Strong internal audit & risk management framework

Organizational Strengths

What makes RCL Financial your trusted lending partner

Quick Loan Processing

Digital underwriting for faster approvals and disbursements

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Strong Asset Security

High portfolio quality with secured loan mechanisms

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Professional Leadership

Professional board and experienced management team

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Customer-First Approach

Dedicated relationship managers for personalized service

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Secure IT Infrastructure

Encrypted customer data management and secure systems

Target Customer Segments

Serving diverse customer needs with tailored financial solutions

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Salaried Professionals

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Self-Employed Individuals

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SMEs & Business Owners

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Real Estate Developers

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Property Owners

Core Financial Services

Comprehensive NBFC services with RBI A-Grade License compliance

01

Home Loans

Flexible, affordable, and quick-processing home loans tailored for salaried and self-employed individuals.

  • New Home Purchase Loans
  • Home Construction Loans
  • Plot Purchase Loans
  • Home Extension Loans
  • Balance Transfer Facilities
  • Competitive Interest Rates
  • Flexible Tenure (5-30 years)
  • Quick Processing & Approval
  • Minimal Documentation
  • Doorstep Service Available
02

Property Loans

Loans against commercial or residential property with competitive interest rates and fast approvals.

  • Commercial Property Financing
  • Residential Property Loans
  • Property Development Finance
  • Investment Property Solutions
  • High Loan-to-Value Ratio (up to 70%)
  • Long Repayment Tenure
  • Quick Valuation & Disbursal
  • Transparent Processing
03

Mortgage Loans

Secure financing through equitable mortgage offerings with structured repayment options.

  • Business Expansion Finance
  • Working Capital Loans
  • Personal Finance Solutions
  • Debt Consolidation
  • Education & Medical Expenses
  • Higher Loan Amount
  • Lower Interest Rates
  • Flexible EMI Options
  • Multiple Property Types Accepted
  • No End-Use Restrictions
04

Project Investment Loans with ROI

Specialized funding solutions for real estate, infrastructure, and business expansion projects.

  • Real Estate Project Funding
  • Infrastructure Development Finance
  • Business Expansion Capital
  • Manufacturing Unit Setup
  • Commercial Complex Development
  • Structured ROI-Based Financing
  • Long-Term Investment Solutions
  • Project Feasibility Assessment
  • Stage-Wise Disbursement
  • Dedicated Project Managers
05

Collateral Loans

High-value loans against fixed assets, completed with transparent valuation and minimal processing time.

  • Loans Against Machinery
  • Loans Against Vehicles
  • Loans Against Stocks & Securities
  • Loans Against Fixed Deposits
  • Gold Loan Facilities
  • Transparent Asset Valuation
  • Quick Approval Process
  • Minimal Documentation
  • Flexible Collateral Options
  • Competitive Interest Rates